*,*::before,*::after{box-sizing:border-box}
:root{--navy:#24324a;--navy2:#1a2537;--sand:#f4f1ea;--paper:#fff;--text:#222a35;--grey:#636b78;--rule:#dcd8cf;--gold:#b8893a;--gold2:#9c7330;--max:1080px}
html{font-size:16px}
body{margin:0;font-family:Georgia,"Times New Roman",serif;color:var(--text);background:var(--sand);line-height:1.65}
h1,h2,h3,.brand,.menu,.button,label,.flow strong,.numbers strong{font-family:"Helvetica Neue",Arial,sans-serif}
a{color:var(--navy)}a:hover{color:var(--gold2)}
.container{max-width:var(--max);margin:0 auto;padding:0 20px}
.masthead{background:var(--navy);color:#fff}
.masthead .container{display:flex;align-items:center;flex-wrap:wrap;min-height:64px;gap:16px}
.brand{display:flex;align-items:center;gap:10px;color:#fff;text-decoration:none;font-size:20px;font-weight:700}
.brand:hover{color:#fff}
.mark{display:inline-flex;width:34px;height:34px;align-items:center;justify-content:center;border:2px solid var(--gold);color:var(--gold);font-size:18px}
.name em{display:block;font-style:normal;font-weight:400;font-size:12px;color:#b9c2d0}
.menu{list-style:none;margin:0 0 0 auto;padding:0;display:flex;gap:20px;align-items:center}
.menu a{color:#e6eaf0;text-decoration:none;font-size:15px}
.menu a:hover,.menu a[aria-current]{color:var(--gold)}
.portal-link a{border:1px solid var(--gold);padding:6px 12px;color:var(--gold)}
.menu-toggle{display:none;margin-left:auto;background:none;border:1px solid #8794aa;color:#fff;padding:6px 12px;font:inherit;cursor:pointer}
.intro{background:var(--navy2);color:#fff;padding:64px 0 56px;border-bottom:4px solid var(--gold)}
.intro h1{font-size:38px;line-height:1.2;margin:0 0 14px;max-width:700px}
.intro p{max-width:640px;color:#d3d9e3;font-size:18px}
.badges{list-style:none;padding:0;margin:26px 0 0;display:flex;flex-wrap:wrap;gap:8px}
.badges li{border:1px solid #4b5a75;padding:3px 10px;font-size:14px;font-family:"Helvetica Neue",Arial,sans-serif}
.button{display:inline-block;background:var(--gold);color:#fff;border:0;padding:11px 20px;font-size:15px;font-weight:600;text-decoration:none;cursor:pointer}
.button:hover{background:var(--gold2);color:#fff}
.button.light{background:transparent;border:1px solid #c9d0db}
.band{padding:52px 0}.band.shade{background:var(--paper);border-top:1px solid var(--rule);border-bottom:1px solid var(--rule)}
.band h2{font-size:26px;margin:0 0 6px}.sub{color:var(--grey);margin:0 0 24px;max-width:700px}
.tiles{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.tiles.two{grid-template-columns:1fr 1fr}
.tile{background:var(--paper);border-top:3px solid var(--navy);padding:20px}
.tile h3{margin:0 0 6px;font-size:17px}.tile p{margin:0 0 10px;color:var(--grey);font-size:15px}.tile a{font-size:14px}
.flow{list-style:none;margin:20px 0 0;padding:0;display:grid;grid-template-columns:repeat(4,1fr);gap:18px;counter-reset:f}
.flow li{counter-increment:f;border-left:3px solid var(--gold);padding:4px 0 4px 14px}
.flow li::before{content:"0" counter(f);display:block;color:var(--gold);font-weight:700;font-family:"Helvetica Neue",Arial,sans-serif}
.flow strong{display:block}.flow span{color:var(--grey);font-size:15px}
.numbers{display:flex;flex-wrap:wrap;gap:40px}.numbers strong{display:block;font-size:30px;color:var(--navy)}.numbers span{color:var(--grey);font-size:14px}
.banner{background:var(--paper);border-bottom:1px solid var(--rule);padding:34px 0 26px}
.banner h1{margin:0 0 6px;font-size:30px}.banner p{margin:0;color:var(--grey);max-width:760px}
.trail{font-size:13px;margin-bottom:8px!important}.trail a{color:var(--grey)}
.main{padding:36px 0 54px}.main h2{font-size:21px;margin:28px 0 8px}.main h2:first-child{margin-top:0}
.split{display:grid;grid-template-columns:2fr 1fr;gap:36px;align-items:start}
.sidebox{background:var(--paper);border:1px solid var(--rule);padding:20px}.sidebox h3{margin-top:0;font-size:17px}
.rates{width:100%;border-collapse:collapse;background:var(--paper)}
.rates th,.rates td{padding:10px 14px;border-bottom:1px solid var(--rule);text-align:left}
.rates th{background:var(--navy);color:#fff;font-family:"Helvetica Neue",Arial,sans-serif;font-weight:600}
.small{font-size:14px;color:var(--grey)}
details{background:var(--paper);border-left:3px solid var(--navy);padding:12px 16px;margin-bottom:10px}
summary{cursor:pointer;font-weight:700}details p{color:var(--grey);margin:8px 0 0}
.fields{max-width:580px}.fields p{margin:0 0 14px}
.pair{display:grid;grid-template-columns:1fr 1fr;gap:14px}
label{display:block;font-size:14px;font-weight:600;margin-bottom:4px}
input,select,textarea{width:100%;font:inherit;padding:9px 11px;border:1px solid #bfc4cc;background:#fff}
textarea{min-height:110px}
input:focus,select:focus,textarea:focus{outline:2px solid var(--gold);border-color:var(--gold)}
.status{padding:9px 12px;font-size:14px;font-family:"Helvetica Neue",Arial,sans-serif}
.status.bad{background:#f8e6e3;color:#8a2416}.status.good{background:#e6f1e8;color:#235c2e}
.signin{padding:56px 0}.signin-grid{display:grid;grid-template-columns:1fr 380px;gap:50px;align-items:center}
.signin-text h1{font-size:28px;margin:0 0 10px}.signin-text p,.signin-text ul{color:var(--grey)}
.signin-box{background:var(--paper);border-top:4px solid var(--navy);padding:28px;box-shadow:0 6px 24px rgba(20,30,50,.08)}
.signin-box h2{margin:0 0 16px;font-size:20px}.signin-box .button{width:100%}
.oops{padding:80px 0;text-align:center}.oops .big{font-size:80px;font-weight:700;color:var(--gold);margin:0;font-family:"Helvetica Neue",Arial,sans-serif}
.oops h1{margin:8px 0}.oops p{color:var(--grey);max-width:520px;margin:0 auto 22px}
.footer{background:var(--navy2);color:#aab4c4;padding:36px 0 22px;font-size:14px}
.footer .container{display:grid;grid-template-columns:2fr 1fr 1fr;gap:28px}
.footer strong{color:#fff;display:block;margin-bottom:6px;font-family:"Helvetica Neue",Arial,sans-serif}
.footer a{display:block;color:#aab4c4;text-decoration:none;margin:2px 0}.footer a:hover{color:var(--gold)}
.footer .legal{grid-column:1/-1;border-top:1px solid #34425c;padding-top:14px;color:#7d889b;margin:0}
@media (max-width:860px){
.menu-toggle{display:block}.menu{display:none;width:100%;flex-direction:column;align-items:flex-start;gap:0;padding:6px 0 12px}
.menu.open{display:flex}.menu li{width:100%;padding:8px 0;border-top:1px solid #34425c}
.tiles,.tiles.two,.flow,.split,.pair,.signin-grid,.footer .container{grid-template-columns:1fr}.intro h1{font-size:29px}}